Customers use the drive-thru at the United Federal Credit Union in St. Joseph in May. United is expected to close its acquisition of Edgewater Bank, which is also based in St. Joseph, in 2021.

ST. JOSEPH — United Federal Credit Union and Edgewater Bank made waves Tuesday morning with the announcement of a deal that would join the two financial institutions.

United is planning to acquire Edgewater, absorbing all of the bank’s employees and the majority of its locations. The deal is expected to be finalized in the spring.

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